Hobbs Uninsured Motorist Accident Attorneys
Uninsured motorist accidents injure thousands of people every year. When the at-fault party does not have insurance it can be difficult to recover damages to even cover your expenses and reduce the financial impact of an injury. When you’re stuck with medical bills and lost wages as a result of a motor vehicle accident it can be a life-altering situation, particularly if you are the primary earner in your household.
Thankfully, in New Mexico, you have a few options when it comes to receiving compensation for your Hobbs uninsured motorist accident. However, navigating the legal system and figuring out how to deal with the claims process to get your compensation can be frustrating and challenging without the help of our experienced Hobbs uninsured motorist accident lawyers.
At Stout & Stout, our attorneys have been handling personal injury claims in West Texas and Southeastern New Mexico for nearly 70 years. We know how to deal with uninsured motorist claims and what steps to take to get you financial compensation for your injuries. Contact us today for a free and confidential case evaluation.
How to Get Compensation From an Uninsured Motorist Accident
If you are in an accident with an uninsured motorist, there are a few ways to get compensation, though not all of them will cover the full extent of the damages you may be entitled to.
Ask the Motorist to Pay Out of Pocket
Ideally, if you’re in an accident, both parties will exchange contact information and if one party does not have insurance coverage you can discuss arrangements for them to pay for vehicle damage and medical expenses. If your injuries aren’t severe you may be able to recover from the accident with the other party paying out of pocket.
If the at-fault motorist refuses to pay, you can file a personal injury claim against them, however, making a recovery in these situations can be difficult depending on the person’s ability to pay damages.
Let Your Health Insurance Cover Medical Expenses
It may be possible to have some or all of your medical expenses covered depending on your health insurance coverage. This would leave you covering other expenses such as lost wages out of pocket but would likely cover medical damages up to the limit of your plan
File an Uninsured Motorist Claim With Your Insurance
Motorists in Texas and New Mexico can carry uninsured motorist coverage and may file a claim with their own insurance company to recover compensation.
If you have uninsured motorist coverage, and you have proof that the at-fault driver does not have insurance, then your own insurance company should compensate you for your medical bills, lost wages, and pain and suffering, as well as damage to your vehicle, usually up to the limit of your policy. However, it can be difficult to compel an insurance company to offer what you need, even when you are the policyholder. Without an understanding of the legal system and evidence to prove your injuries or expenses, it can be impossible.
How Our Hobbs Uninsured Motorist Attorneys Can Help With Your Case
Figuring out what to do after the accident can be a struggle. However, our team of Hobbs personal injury lawyers can help. Our team will aid in collecting verifying the insurance coverage that is available to you, identifying any other potentially liable parties, and gathering all the proper documentation and evidence to make a maximum recovery. Our attorneys can walk you through the steps to take after your accident so that you have everything you need to prove your claim and recover the money you need to make yourself whole again.
If you or a loved one are involved in an accident with an uninsured motorist, then contact us today!